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How much do the Maldives cost? Complete guide to the real costs of a trip

How much do the Maldives cost
February 25, 2026 by
How much do the Maldives cost? Complete guide to the real costs of a trip
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How much do the Maldives cost? Complete guide to the real costs of a trip.

The Maldives are the dream of millions of travelers: crystal-clear waters, white sandy beaches, and overwater bungalows that look like they came out of a postcard. But there is one question that always accompanies this dream: "How much does it really cost?".

The common perception is that the Maldives are a prohibitive destination, reserved for celebrities and travelers with unlimited budgets. In reality, the truth is more nuanced. The Maldives offer options for all budgets, from luxury resorts costing 2000 euros a night to affordable guesthouses on local islands that allow you to experience paradise for less than 100 euros a day.

In this comprehensive guide, we will analyze in detail all the costs of a trip to the Maldives: flights, accommodations, meals, transfers, excursions, and miscellaneous expenses. We will provide concrete budget examples for different spending ranges and, most importantly, the best tips for saving money without giving up the magic of this corner of paradise.

Discover everything you need to know to best organize your vacation in the Maldives: the best time to go, where to stay, costs, islands to choose from, and practical tips to avoid mistakes.Vacations in the Maldives: complete guide to organizing the perfect trip

Factors that Influence the Cost of a Trip to the Maldives

Before we delve into the numbers, it is important to understand which elements determine the final cost of a vacation in the Maldives.

Seasonality

The most important factor. Thedry season (from December to April)is the high season: the weather is perfect, but prices reach their peak, especially during Christmas, New Year, and Easter. Thelow season (from May to November)offers significantly reduced rates, up to 30-40% less, in exchange for some brief tropical showers.

The Type of Accommodation

The choice of accommodation is the main expense. Options range fromguesthouses on local islands(30-80 euros per night) to4-star resorts(200-400 euros per night), up to5-star luxury resorts(500-2000+ euros per night). Overwater villas generally cost 30-50% more than beach villas at the same resort.

The Meal Plan

The choice between bed and breakfast, half board, or all-inclusive significantly impacts the final budget. In the Maldives, where dining options outside the resort are very limited, theall-inclusive is often the most convenient choice, especially for families.

The Location and Transfers

Resorts near Malé Airport (North and South Malé Atolls) can be reached by speedboat at reasonable costs (50-150 euros per person round trip). Resorts in the more distant atolls require seaplanes, with costs that can reach 400-600 euros per person round trip.

Cost of Flights to the Maldives

The flight is often the second largest expense after accommodation. Prices vary greatly depending on the season, the airline, and how far in advance you book.

Flights from Italy

A round-trip flight from Italy to the Maldives (Malé airport) costs on average:

  • Low season:500-700 euros per person

  • High season:800-1200 euros per person

  • Peak periods (Christmas, New Year):1200-1800 euros per person

Airlines operating flights to the Maldives include Neos Air, Air Italy (charter and seasonal flights), Emirates, Qatar Airways, Turkish Airlines, Etihad, and the national carrier Maldivian, often with layovers in the Middle East.

Tips for Saving on Flights

  • Book well in advance:for high season, even 6-8 months ahead.

  • Be flexible with dates:flying midweek or during "shoulder" periods (late November, early December) can reduce costs.

  • Monitor deals:sign up for airline newsletters and use flight comparison sites with price alerts.

  • Consider long layovers:flights with very long layovers are often cheaper, but consider if it's worth it, especially with children.

Accommodation Costs: From Guesthouses to Luxury Resorts

Accommodation is the most variable and significant expense. Here is a detailed overview of the available options.

Guesthouses on Local Islands

In recent years, the opening of guesthouses on inhabited islands has revolutionized the tourism offering in the Maldives. It is possible to stay in contact with the local population, experience authenticity, and save significantly.

  • Average cost per night:30-80 euros for a double room

  • What they offer:breakfast included, often half board, family atmosphere, possibility to organize excursions at affordable prices

  • Limitations:no alcohol, covering clothing required, public beaches (less maintained than the private ones at resorts)

  • Recommended islands:Maafushi, Dhigurah, Thulusdhoo, Ukulhas

4-Star Resorts

4-star resorts offer excellent value for money, with comprehensive services, good dining, and often beautiful coral reefs.

  • Average cost per night:200-400 euros for a double room with half board

  • What they offer:pools, restaurants, spas, water activities, entertainment

  • Water villas:supplement of 100-200 euros per night compared to the beach villa

5-Star Luxury Resorts

Luxury resorts offer the utmost in comfort, privacy, and exclusivity. Huge villas, private pools, gourmet restaurants, dream spas, and personalized service.

  • Average cost per night:500-1500 euros for a villa with half board

  • Top tier:2000-5000+ euros per night for the most exclusive villas (e.g., Soneva Jani, Cheval Blanc Randheli)

  • What they offer:every imaginable comfort, often with a high-level all-inclusive formula

Family Resorts and Veraclub

Family-oriented resorts, like Veraclub, offer all-inclusive packages with entertainment, kids clubs, and included activities.

  • Average cost per night:300-600 euros per room (often with children paying reduced rates or free)

All-Inclusive Packages: Is It Worth It?

In the Maldives, all-inclusive is almost always cost-effective, especially if:

  • You stay in an isolated resort (most of them)

  • You love drinking cocktails and wine during meals

  • You don't want to think about every single expense

The additional cost for all-inclusive ranges from 50 to 150 euros per person per day compared to just half board. Considering that a cocktail costs 10-15 euros and lunch 30-40 euros per person, the value is clear.

Transfer Costs: Speedboat and Seaplane

Once you land in Malé, you need to reach your resort or guesthouse. Costs vary based on distance.

Speedboat

For resorts and islands in the atolls close to Malé (North Malé, South Malé, Rasdhoo, some in the South).

  • Average cost per person round trip:50-150 euros

  • Duration:20-90 minutes

  • Advantages:affordable, operates 24 hours a day, suitable for all ages

Seaplane

For resorts in the more distant atolls (Ari, Baa, Lhaviyani, Dhaalu, Laamu, Thaa).

  • Average cost per person round trip:300-600 euros

  • Duration:30-60 minutes

  • Advantages:spectacular panoramic experience, breathtaking view of the atolls

  • Disadvantages:expensive, operates only during daylight hours (approximately 6:00 AM - 6:00 PM)

Domestic Flight + Speedboat

For the southern atolls, a domestic flight to the regional airport is sometimes required, followed by a speedboat.

  • Average cost per person round trip:200-400 euros (flight + speedboat)

  • Duration:flight 60-90 minutes + speedboat

Transfers to Guesthouse

For guesthouses on local islands, transfers are generally by public speedboat or dhoni, with very low costs (20-50 euros per person round trip).

Cost of Food and Beverages

Food and beverage prices vary significantly between resorts, guesthouses, and local restaurants.

In Resorts

  • Lunch at the restaurant:25-40 euros per person

  • Dinner at the restaurant:40-80 euros per person (excluding wine)

  • Cocktails:10-18 euros

  • Local beer:6-9 euros

  • Bottle of water (1L):4-7 euros

  • Coffee:4-6 euros

In Local Islands (Guesthouses and Restaurants)

  • Lunch at a local restaurant:5-12 euros per person

  • Dinner at a local restaurant:10-20 euros per person

  • Local beer:3-4 euros (only in licensed restaurants, not in guesthouses)

  • Bottled water:1-2 euros

Boarding Formula: Which to Choose?

  • Room only:suitable only if you stay in a guesthouse with nearby restaurants

  • Half board (breakfast + dinner):the most common choice in resorts, allows freedom for lunch

  • All inclusive:the most convenient choice for most travelers, includes meals, snacks, and drinks (non-alcoholic and alcoholic)

Cost of Excursions and Activities

Excursions are the heart of the Maldivian experience and prices vary between resorts and local islands.

In Resorts

  • Guided snorkeling (half day):50-80 euros per person

  • Scuba diving (introductory):80-120 euros

  • Diving package (2 dives):120-180 euros

  • Sunset cruise with dolphin watching:50-90 euros per person

  • Boat trip for snorkeling at multiple sites:80-150 euros per person

  • Excursion to a local island:60-100 euros per person

  • Picnic on a deserted island:100-200 euros per person (often minimum 2 people)

  • Night fishing:50-80 euros per person

In Local Islands (Guesthouse)

  • Guided snorkeling:20-40 euros per person

  • Scuba diving:50-70 euros

  • Sunset cruise:20-40 euros per person

  • Boat trip for snorkeling:30-60 euros per person

  • Excursion to other islands:15-30 euros per person

Equipment Rental

  • Snorkeling equipment (mask, snorkel, fins):free in many resorts, 5-10 euros per day in guesthouses

  • Kayak:free in many resorts, 10-20 euros per hour in guesthouses

  • Paddleboard:free in many resorts, 10-20 euros per hour in guesthouses

  • Bicycles:often free in resorts, 5-10 euros per day in guesthouses

Extra Costs and Miscellaneous Expenses

In addition to the main items, there are minor costs to consider.

Tourist Tax

In the Maldives, a tourist tax (Goods and Services Tax - GST) of 16% is applied to all services (accommodation, restaurants, excursions). It is generally included in the prices displayed by resorts and agencies, but always check.

Service and Tips

In resorts, a service charge of 10% is often applied to restaurant and spa bills. Tips are not mandatory but are appreciated for good service (1-2 euros for porters, 5-10 euros for guides, left to discretion).

Internal Transfers

In addition to the main transfer, there may be small costs for secondary movements.

Shopping

Souvenirs, local crafts, clothing. Indicative prices:

  • Magnet:3-5 euros

  • Sarong:10-20 euros

  • Carved wooden items:15-40 euros

  • Local T-shirts:10-25 euros

Travel Insurance

Essential, covers medical expenses, repatriation, flight cancellation, lost luggage.

  • Cost:30-80 euros per person for a week, depending on coverage

Budget Examples for Different Types of Travel

Here are some concrete examples of budget for a week (7 nights, 8 days) for two people, excluding flights.

Low Cost Budget (Guesthouse on Local Island)

  • Accommodation:guesthouse 50 euros/night x 7 = 350 euros

  • Meals:25 euros per person per day x 7 x 2 = 350 euros

  • Transfers:public speedboat round trip = 60 euros (total for two)

  • Excursions:2 excursions at 40 euros per person = 160 euros (total for two)

  • Miscellaneous expenses:100 euros

  • TOTAL for two people (flights excluded):about 1,020 euros

  • TOTAL with flights (600 euros per person):about 2,220 euros

Medium Budget (4 Star Resort)

  • Accommodation:4-star resort with half board 300 euros/night x 7 = 2,100 euros

  • Meals:lunches and extras 50 euros per day x 7 = 350 euros

  • Transfers:round trip speedboat = 200 euros (total for two)

  • Excursions:1 excursion at 70 euros per person = 140 euros (total for two)

  • Miscellaneous expenses:200 euros

  • TOTAL for two people (flights excluded):about 2,990 euros

  • TOTAL with flights (700 euros per person):about 4,390 euros

High Budget (5 Star Luxury Resort)

  • Accommodation:5-star resort with half board 800 euros/night x 7 = 5,600 euros

  • Meals:lunches, wines, extras 150 euros per day x 7 = 1,050 euros

  • Transfers:seaplane round trip = 1,000 euros (total for two)

  • Excursions:2 private excursions at 300 euros per person = 600 euros (total for two)

  • Spa and extras:500 euros

  • TOTAL for two people (flights excluded):about 8,750 euros

  • TOTAL with flights (900 euros per person):about 10,550 euros

Family Budget (2 Adults + 1 Child, All-Inclusive Family Resort)

  • Accommodation:all-inclusive family resort 500 euros/night x 7 = 3,500 euros (child free or reduced rate included)

  • Meals:all-inclusive, no additional costs

  • Transfers:speedboat round trip = 300 euros (total for three)

  • Excursions:1 family excursion = 150 euros (total for three)

  • Miscellaneous expenses:250 euros

  • TOTAL for three people (flights excluded):about 4,200 euros

  • TOTAL with flights (600+500 euros):about 5,800 euros

Tips for Saving in the Maldives

Here are the best tips for enjoying the Maldives without breaking the bank.

1. Choose the Low Season

Traveling between May and November (excluding August, which is very touristy) can save you up to 40% on flights and accommodations. The weather is still good, with brief showers that won't ruin your vacation.

2. Opt for Guesthouses

Staying in a guesthouse on a local island reduces accommodation and meal costs by 80% compared to a resort. You'll also have a more authentic experience in touch with the local culture.

3. Book Well in Advance

For the high season, book 6-8 months in advance to secure the best rates. For the low season, you can also find convenient last-minute deals.

4. Choose a Resort Close to the Airport

You will avoid expensive seaplane transfers. The North and South Malé Atolls offer beautiful resorts accessible by speedboat at reasonable costs.

5. Consider All-Inclusive

Although it may initially seem more expensive, all-inclusive eliminates the risk of unexpected expenses and often turns out to be cheaper than paying for meals and drinks separately.

6. Bring Your Own Snorkeling Gear

If you have a mask and snorkel, bring them. They are often free at resorts, but you may have to rent them at guesthouses.

7. Avoid Peak Times

Christmas, New Year's, and Easter are the most expensive times. If you can, avoid them or book a year in advance.

8. Compare Packages

Sometimes the all-inclusive packages offered by Italian tour operators (like Veratour, Alpitour, etc.) are more convenient than booking flights and hotels separately.

9. Drink Tap Water Only if Boiled

Tap water is not drinkable. In resorts, bottled water is often included in the all-inclusive package or provided for free in the room. In guesthouses, buy it at local stores to save money.

10. Travel in a Group or Family

The costs of transfers and excursions, divided among more people, become much more affordable.

FAQ: All the Answers About Costs in the Maldives

General Questions About Costs

Q: How much does a week in the Maldives cost?

A:The cost for a week in the Maldives varies greatly. For two people, excluding flights, it ranges from 1,000 euros (low-cost guesthouse) to over 10,000 euros (luxury resort). Including flights, the range is 2,200 - 12,000+ euros for two people.

Q: What is the cheapest time to go to the Maldives?

A:The cheapest months are May, June, September, and October (low season). During these times, flight and hotel prices can be reduced by 30-40% compared to high season.

Q: Are the Maldives an expensive destination?

A:They can be, but not necessarily. With careful planning and choosing options like guesthouses on local islands, it is possible to visit the Maldives on a budget similar to other tropical destinations.

Q: How much does an all-inclusive trip to the Maldives cost?

A:An all-inclusive package for a week for two people starts at around 2,500-3,000 euros per person in a 4-star resort during high season, up to 5,000-8,000 euros per person in luxury resorts. In low season, offers can be found starting from 1,500-2,000 euros per person.

Questions about Accommodation and Transfers

Q: How much does a night in a resort in the Maldives cost?

A:Prices range from 200 euros per night in a 4-star resort during low season, to 500-1500 euros in 5-star resorts, up to over 5000 euros for the most exclusive villas.

Q: How much does a water villa in the Maldives cost?

A:A water villa costs on average 30-50% more than a beach villa in the same resort. Prices start from 300-400 euros per night in 4-star resorts, up to 1000-3000 euros per night in luxury resorts.

Q: How much does the seaplane transfer cost?

A:The seaplane transfer costs between 300 and 600 euros per person round trip, depending on the distance of the resort.

Q: How much does it cost to stay in a guesthouse in the Maldives?

A:A double room in a guesthouse costs between 30 and 80 euros per night, breakfast often included. Meals in local restaurants cost 5-15 euros per person.

Questions about Food, Drinks, and Activities

Q: How much does it cost to eat in the Maldives?

A:In resorts, a meal costs 25-80 euros per person. In local islands, a meal costs 5-20 euros per person.

Q: How much does a beer cost in the Maldives?

A:In resorts, a local beer costs 6-9 euros. In local islands, in licensed restaurants, it costs 3-4 euros.

Q: How much do excursions cost in the Maldives?

A:In resorts, excursions cost 50-150 euros per person. In local islands, the same excursions cost 20-60 euros per person.

Q: Are excursions included in all-inclusive resorts?

A:Generally no. All-inclusive includes meals, drinks, and sometimes non-motorized activities (snorkeling, kayaking). Excursions are extra.

Q: How much does a scuba dive cost in the Maldives?

A:A guided dive costs 50-80 euros in resorts, 30-50 euros in local islands. Multi-dive packages have lower costs per dive.

Questions about Payments and Tips

Q: What is the currency in the Maldives?

A:The local currency is the Maldivian Rufiyaa (MVR). In resorts, hotels, and tourist shops, the US dollar is widely accepted. Credit cards are accepted in most establishments.

Q: Is it better to bring cash or credit card?

A:Bring a credit card (Visa, Mastercard) for major payments and cash in dollars for small expenses, tips, and for local islands where cards may not be accepted.

Q: How much should I tip in the Maldives?

A:Tipping is not mandatory but appreciated. 1-2 euros for porters, 5-10 euros for guides, and 1-2 euros per day for housekeeping staff are suggested amounts.

Q: Are there any additional taxes to consider?

A:Yes, a 16% Goods and Services Tax (GST) is applied to all services. In resorts, it is almost always included in the displayed prices, but it's good to check.

Questions about Budget and Savings

Q: What is the cheapest way to go to the Maldives?

A:Staying in a guesthouse on a local island, traveling in the low season, booking flights well in advance, and using public transport (ferries) to move between the islands.

Q: How much does a honeymoon in the Maldives cost?

A:A one-week honeymoon in a 4-5 star resort costs on average between 3,000 and 6,000 euros for two people, including flights, depending on the resort and the time of year.

Q: How much does a trip to the Maldives with children cost?

A:For a family of 4, a week in a family-friendly all-inclusive resort costs between 5,000 and 8,000 euros, including flights, depending on the resort and the time of year.

Q: Is it possible to find last-minute deals for the Maldives?

A:Yes, especially in the low season. Tour operators often offer last-minute packages at affordable prices to fill empty spots.

Q: Is it better to book flights and hotels separately or as a package?

A:Often, the packages offered by Italian tour operators are more convenient, especially if they include transfers and assistance. Always compare the two options.

How much do the Maldives cost?

The Maldives are not a "low-cost" destination, but they offer such a wide range of options that they can be accessible to very different budgets. Knowing the real costs and planning carefully allows you to realize the dream of a vacation in this paradise without unpleasant surprises.

From budget guesthouses that provide an authentic experience in touch with the local culture, to luxury resorts that offer the utmost comfort and exclusivity, the Maldives can satisfy all types of travelers. The key is to choose the right time, the accommodation that suits your needs, and, above all, to be well-informed before you leave.

Whether you have a tight budget or are ready to spend without worries, the Maldives are waiting to give you experiences that will last forever.


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